This edition includes: An interview with Coby who took early retirement at age 60 An update on the new pension scheme with a useful timeline Three frequently asked questions about your new pension scheme Board member Murielle van Geijn-Lodder talks about the importance of excellent data The ins and outs of the new pension scheme Besides great stories and [...]

New (prospective) board members: Coby van den Berg joins the board as member on behalf of pensioners and Tom de Koninck as member on behalf of employees The call for new board members on behalf of both employees and pensioners in 2025 attracted several candidates. Elections were subsequently organised for both groups. These led to the nomination of Tom [...]

In 2025, pensions were indexed by 1.42%; in 2026, pensions will increase by 2.07% effective 1 January 2026. The goal is to annually increase the pension entitlements and pension rights of (former) members and pensioners by the full price index. This is why we first review the price index for one year. The Board uses the price increase derived [...]

TNO Pension Fund is keen to have a pension scheme that is good for everyone, now and in the future. The switch to the new pension scheme – expected on 1 July 2026 – may not work out so well for a few members. For them, we will be reserving money to compensate them for the disadvantages. What is [...]

In January, we will send you the annual statement. This is the summary of the pension payments you received from our fund in 2025. You need the annual statement for your tax return. In addition to the annual statement, you will also receive an itemised pension payment statement. In the appendix enclosed with the itemised payment statement, you can [...]

Survey results: What do you think of the information we provide about the new pension scheme? In the fall of 2025 over 1,000 people took part in our digital survey. The aim of the survey was to find out whether we have properly informed you about the new pension scheme: what is changing and what remains the same? For [...]

How will your pension scheme change on 1 January 2026? The changed pension scheme will apply for the months of January to June. We will then transfer to the new pension scheme in the new pension system on 1 July 2026. We will take you through the implications of this transition in detail in the coming months. For now, [...]

The portal at Goldman Sachs is closed As announced, from mid-November until early 2026, it will unfortunately not be possible to track the development of Extra Pension Capital, Net Pension Capital or TOP Capital via the Goldman Sachs (GSAM) portal. This is due to the transfer of administration from Goldman Sachs to the pension fund. The fund will take [...]

Every quarter, we report on our sustainability policy on our website. This time we are reporting on the past quarter: the third quarter of 2025. This memo covers what we have achieved over the last quarter: The number of companies and countries we have excluded from direct investment based on the exclusion criteria in our sustainability policy. How much [...]

What is pension capital? The new pension rules refer to pension capital. This means that you accrue capital for your pension. Under this scheme, the amount of your pension benefit is not fixed in advance. On retirement, the pension capital ultimately provides for a monthly pension. We can explain it as follows: The social partners agreed to adopt a [...]