You will shortly receive an invitation from Ipsos, a market research agency, to participate in a survey with which the fund wants to find out how much risk can be taken with your pension money investments. The results of this survey will be important for determining the investment policy in the new pension scheme. The Netherlands has had a [...]
Goldman Sachs will stop running the supplementary pension schemes as of 01 July 2026. It may be beneficial to use your TOP just before this date if you are 59 or older. In our news report published on 22 December 2023, we explained that Goldman Sachs will stop running our supplementary pension schemes (TOP, Extra Pension and Net Pension) [...]
We aim to be transparent regarding where we invest our money and how our voting policy is arranged. This transparency is part of our Socially Responsible Investment Policy. We have outlined the data on the fourth quarter of 2023. You can find the Stewardship policy for the fourth quarter of 2023 under ‘ESG’ on the Documents page. This document [...]
TNO Pension Fund does not invest in certain countries. The country exclusion policy was further refined in December 2023, resulting in the exclusion of an additional 51 countries. In addition to not investing in government bonds issued by countries sanctioned by the European Union and/or United Nations for violating international treaties, TNO Pension Fund also no longer invests in [...]
A seat will soon become available on the TNO Pension Fund Board. This concerns a seat for a pension beneficiary. If the fund had pension beneficiaries’ email addresses, those pension beneficiaries were informed of this by email* on Friday, 26 January. Pension beneficiaries for whom the fund does not have an email address received a letter. The Board has [...]
Assets and liabilities of the risk-based pension fund scheme Rounded up, the value of the pension fund’s risk-based scheme assets as at end December 2023 was €3,766 million. Compared with year-end 2022 (€3,431 million), this represents an increase of €355 million. The market value of the liabilities stood at €3,119 million at end December 2023. This means an increase [...]
What will change in the pension scheme as of 1 January 2024? An overview of all the changes is given below. The 2024 employment conditions are known, which means that the 2024 pension scheme is also known. After all, your pension is an employment condition. Since the end of the five-year contribution agreement in 2020, the TNO social partners [...]
The Extra Pension Scheme and the Net Pension Scheme are run by Goldman Sachs (formerly NN IP). However, Goldman Sachs will stop administering the Extra Pension Scheme and the Net Pension Scheme as of 1 July 2026. That is why it is no longer possible to join the supplementary pension scheme if you are not yet a member. If [...]
Pensions have not been indexed since 1 January 2024. It is not possible to increase pensions in line with price increases as, unlike in other years, according to the fund’s benchmark, prices fell (CPI derivative October-October). What’s the reason for this? First of all, we must adhere to various legal guidelines. If we are to index your pension in [...]